Name: Why Half of California Homeowners Are Underinsured | Rex Frazier
Uploaded: 2026-03-26T02:44:52.000Z
Description: Many homeowners in California are realizing after wildfires that their insurance doesn’t cover what it costs to rebuild.

Siyamak Khorrami has been the general manager and chief editor of the Southern California edition of The Epoch Times since 2017. He is also the host of the “California Insider” show, which showcases leaders and professionals across the state with inside information about trending topics and critical issues in California.

Siyamak Khorrami

NTD Plus

Shows

California, as the wealthiest and most populated state in the nation, carries many leading roles in policy making, economic growth, cultural influences and technology development. California Insider, hosted by Siyamak Khorrami with The Epoch Times Southern California, showcases leaders and professionals across the state with inside information about trending topics and critical issues. Our mission is to inform California residents through the experiences and knowledge of our guests. 

California Insider

The Legal Loophole Pushing California Businesses Toward Closure | Taha Saleh

Mail-in Voting in California: Where Concerns Hold and Where They Don’t | Bob Page

California’s Vacancy Tax: What It Could Force Homeowners to Do If It Passes | Shane Harris

Why California Is Losing Its Avocado Industry

The China Conversation California Isn’t Having | Jan Jekielek

What’s Really Happening Inside Iran Right Now | Siyamak Khorrami

California Ballot Measures: What Voters Can and Can’t Hold Them To | Matt Klink

Behind the Alleged Ballot Petition Fraud in California

LAPD Commander on What Keeps LA’s Homelessness Problem Going | Blake Chow

California’s Land, Water, and Fire: What’s Really Driving the Decisions

NTD Newsroom comprises teams of reporters, editors, and producers assigned to cover breaking news and other stories.


NTD Newsroom

News

Fast, compelling, first-hand news from China. China in Focus airs Monday–Friday at 8 p.m. ET.

China in Focus

China Sends Warships to Pacific Drill as Tensions With Japan Rise

Reuters is a news agency owned by Thomson Reuters. It employs around 2,500 journalists and 600 photojournalists in about 200 locations worldwide writing in 16 languages.

Reuters

We present news that is truthful and based on facts, outside of the political fog. Instead of focusing on the negative things happening around us, our mission is to give our viewers a good morning with empathetic and uplifting stories. Our aim is to provide an antidote to negativity by shining a light on the best side of people. We speak to inspiring people who positively impact communities, pursue topics that represent our common human values, and will never miss an opportunity to bring you heartwarming stories.

NTD Good Morning

2 US Embassy Personnel Assigned to Cartel Case Killed in Car Accident

The Associated Press is an American not-for-profit news agency headquartered in New York City. 

The Associated Press

US News

Gunman Kills 8 Children, Including 7 of His Own, in Louisiana Mass Shooting

Flora Hua is a reporter based at NTD's global headquarters in New York City, where she covers China news, U.S.-China relations, and human rights issues. Flora primarily contributes to NTD's "China in Focus."  

Flora Hua

Trump: Seized Iranian Ship May Have ‘A Gift From China’

Joseph Lord is a congressional reporter for The Epoch Times.


Joseph Lord

Aldgra Fredly is a freelance writer covering U.S. and Asia Pacific news for The Epoch Times.

Aldgra Fredly

Former NYC Mayor Rudy Giuliani Hospitalized in Critical Condition: Spokesman

Wildfires Across Georgia and Florida Have Destroyed Nearly 50 Homes and Are Forcing Evacuations

News you can trust from the U.S. and around the world. Critical information and insight. We cover the stories that others don’t. NTD News Today airs Monday–Friday at 11 a.m. ET.

NTD News Today

US Warns of China Hacks via Routers, Smart Devices

Juliet Song is an international correspondent exclusively covering China news for NTD. She primarily contributes to NTD's "China in Focus," covering U.S.-China relations, the Chinese regime's human rights abuses, and domestic unrest inside China.

Juliet Song

2 Americans Among Suspected Communist Rebels Killed in Clashes With Troops, Philippine Officials Say

Ryan Morgan is a reporter for The Epoch Times focusing on military and foreign affairs. He was previously a news writer for NTD. 


Ryan Morgan

Mari Otsu is NTD's White House correspondent based in Washington. 

Mari Otsu

World News

Middle East

Iran

3 US Warships Fend Off Iranian Attacks, Trump Says Ceasefire Still Holds

Health News

3 Dead in Suspected Hantavirus Outbreak on Cruise Ship in Atlantic Ocean: WHO

Many homeowners in California are realizing after wildfires that their insurance doesn’t cover what it costs to rebuild. In this episode, industry experts Rex Frazier and Robert Anderson explain why so many are underinsured and how small choices made when buying a policy can determine whether a family recovers or faces lasting loss. We also look at what’s happening with the state’s insurance crisis and whether the number of homes covered by the state’s last resort insurer, FAIR Plan, is still growing.

<em>Views expressed in this video are the opinions of the host and guests and do not necessarily reflect the views of  NTD.</em>

Latest

Conversations on current and trending topics.

Latest and breaking news, documentaries, movies, and lifestyle content on NTD+.
 
Empower your knowledge and elevate your spirit with NTD+, your go-to destination for truthful news, insightful documentaries, and captivating lifestyle content that enriches your life.