Social Security Payments up to $5,181 Go Out on Aug. 12—What to Know

Claiming early, at 62, would cap that same worker's benefit at roughly $2,969 a month, while delaying until age 70 could push the payment up to about $5,181 a month.
Published: 8/10/2026, 11:21:37 PM EDT
Social Security Payments up to $5,181 Go Out on Aug. 12—What to Know
Social Security cards have an interesting history. (Rix Pix Photography/Shutterstock)

The Social Security Administration will send out a fresh round of monthly benefit checks this week, with payments landing on Aug. 12, for recipients born between the first and 10th of any month.

The disbursement is part of the agency's staggered August payment calendar, which spreads deposits across three Wednesdays based on beneficiaries' birth dates.

Who Gets Paid When

Social Security's largest benefit category is retirement, available to workers aged 62 and older who paid into the system during their careers, while survivor benefits go to eligible spouses and children of deceased workers. Beneficiaries who are paid on someone else's work record, such as a dependent spouse or child, receive their payment according to the primary beneficiary's birthday rather than their own.

Two more payment dates remain on the August calendar: those born between the 11th and 20th will be paid on Aug. 19, and those born between the 21st and 31st will be paid on Aug. 26.

Not everyone follows the birthday-based schedule. Recipients who started collecting benefits before May 1997 already received their August payment on Aug. 3, and those who receive both Social Security and Supplemental Security Income (SSI) were also paid earlier in the month.

Most beneficiaries get their money via direct deposit into a bank account or onto a Direct Express debit card.

What to Do About a Missing Payment

Anyone who does not receive an electronic payment on the scheduled date should first contact their bank.
Recipients who still need to report a late, missing, or stolen payment can call the Social Security Administration at 1-800-772-1213 or visit their local Social Security office.

How Benefit Amounts Are Calculated

There is no flat rate for Social Security retirement payments; the amount depends on a worker's earnings history, years worked, and the age at which they begin claiming. A worker who earned at or above the taxable maximum throughout their career and claims benefits in 2026 could receive about $4,152 a month at full retirement age. Claiming early, at 62, would cap that same worker's benefit at roughly $2,969 a month, while delaying until age 70 could push the payment up to about $5,181 a month.

SSI's August Deposit Already Landed in July

SSI recipients will not see a separate SSI deposit in August this cycle. Because payments are normally issued on the first of the month but shift to the prior business day whenever the first falls on a weekend, and Aug. 1 falls on a Saturday this year, the SSI payment meant for August was issued Friday, July 31—meaning SSI recipients effectively collected two payments in July. The same shift will happen again in October, when November's SSI payment moves up to Oct. 30 because Nov. 1 falls on a Sunday. For 2026, the SSA caps monthly SSI payments at $994 for an eligible individual and $1,491 for a recipient with an eligible spouse.

Trust Fund Timeline Moves Up

The program's retirement trust fund is now projected to run out in late 2032, sooner than previous estimates, according to the Social Security Administration. The agency attributed part of the earlier timeline to tax changes included in President Donald Trump's tax law enacted last year, and without congressional action, the shortfall could trigger an estimated 28 percent cut to monthly retirement benefits.