Personal Finance

Quantum Computing Is Coming for Your Passwords—Here’s What to Do Before That Happens

Quantum Computing Is Coming for Your Passwords—Here’s What to Do Before That Happens

Future hackers may already be collecting your data—strengthen your security before it’s too late.
How to Spot a Costly Social Security Scam

How to Spot a Costly Social Security Scam

The SSA and nationwide financial fraud experts are teaming up to thwart scammers targeting the program, and to protect SSA recipients.
Here's How to Get Your Teen Investing for the Long Haul

Here's How to Get Your Teen Investing for the Long Haul

Young Americans say they’re eager to build investment experience, with 70 percent of teens aged 13-17 saying they’re “extremely interested in investing” and the sooner the better, according to a new study.
What Happens to Your Online Accounts When You Die—and How to Make Sure Your Family Isn’t Left Scrambling

What Happens to Your Online Accounts When You Die—and How to Make Sure Your Family Isn’t Left Scrambling

Without a digital legacy plan, loved ones may be locked out of online accounts, financial assets, and personal files after you die.
How to Tighten Your Belt While Spending With Joy: Financial Planner

How to Tighten Your Belt While Spending With Joy: Financial Planner

Advice on managing your household budget amid economic shifts.
Working While You’re Collecting Social Security

Working While You’re Collecting Social Security

Early Social Security claims may shrink your benefits—here’s what to know before you file.
US Retirees Need a Financial Plan, Before It's Too Late - Here's a Blueprint   

US Retirees Need a Financial Plan, Before It's Too Late - Here's a Blueprint  

Retirement financial plans that prove most resilient are developed earlier in life than most would anticipate.
Bridging the Medicare Gap: Affordable Health Insurance Strategies for Early Retirees in 2026

Bridging the Medicare Gap: Affordable Health Insurance Strategies for Early Retirees in 2026

Retiring in 2026 could mean thousands more in Medicare premiums—unless you know the right strategy.
Health Savings Accounts Are a Great Way to Use Pre-Tax Dollars for Medical Care—Here's How

Health Savings Accounts Are a Great Way to Use Pre-Tax Dollars for Medical Care—Here's How

Here are a few more facts and features on HSAs, so potential program consumers can get a better grip on what HSAs offer, and what financial risks they bring to the table.
As Social Security Trust Funds Run Dry, Here Are 3 Things to Know

As Social Security Trust Funds Run Dry, Here Are 3 Things to Know

Here are three "must know" factors about the Fund and how they impact Social Security payments going forward.
Protecting Your Purchasing Power: A 2026 Guide to TIPS Versus I-Bonds

Protecting Your Purchasing Power: A 2026 Guide to TIPS Versus I-Bonds

Inflation still threatens fixed incomes in 2026; this guide explains how TIPS and I-Bonds can help protect your purchasing power.
Use These Travel Blogger’s Tips to Protect Your Tickets Amid Uncertainty in the Aviation Industry

Use These Travel Blogger’s Tips to Protect Your Tickets Amid Uncertainty in the Aviation Industry

Airlines are raising fares and cutting flights amid higher jet fuel prices.
Looking Beyond the 4 Percent Rule: Modern Retirement-Drawdown Strategies

Looking Beyond the 4 Percent Rule: Modern Retirement-Drawdown Strategies

The 4 percent rule may be outdated—consider guardrails, buckets, or income floors to protect your retirement.
Americans Are Paying $25,000 a Year in Household Bills—and These Expenses Are the Biggest

Americans Are Paying $25,000 a Year in Household Bills—and These Expenses Are the Biggest

When it comes to handling household bills, some expenses are bigger than others. These monthly bills represent the biggest offenders. The good news? Those same bills can be minimized.
Renting May Be the Better Option Amid Cultural Shift Away From Home Ownership: Financial Planner

Renting May Be the Better Option Amid Cultural Shift Away From Home Ownership: Financial Planner

Too many young adults feel left out of the housing market. With historically high barriers to home ownership, NTD spoke with Lawrence Sprung for some timely advice.
3 Financial Realities You'll Need to Know When Taking Social Security at Age 62   

3 Financial Realities You'll Need to Know When Taking Social Security at Age 62  

There are a few realistic scenarios where taking Social Security payouts at age 62 works in your financial favor.
The Retirement Partnership: Why Couples Need a Different Plan Than Individuals

The Retirement Partnership: Why Couples Need a Different Plan Than Individuals

Strategic retirement income planning for couples.
3 Smart Savings Moves to Make With Your Tax Refund   

3 Smart Savings Moves to Make With Your Tax Refund  

People often make a big mistake with their income tax refund, but do not look at the money strategically.
The 70/20/10 Defense: A ‘Bare-Bones’ Budget Template for 2026 Economic Volatility

The 70/20/10 Defense: A ‘Bare-Bones’ Budget Template for 2026 Economic Volatility

A budget strategy for times of economic turbulence.
Consumers Often Not Blowing Their Budget, but Losing Track of It: Analyst

Consumers Often Not Blowing Their Budget, but Losing Track of It: Analyst

Lawrence Sprung, the founder of Mitlin Financial, offers actionable tips for cleaning up their financial messes.
Quantum Computing Is Coming for Your Passwords—Here’s What to Do Before That Happens

Quantum Computing Is Coming for Your Passwords—Here’s What to Do Before That Happens

Future hackers may already be collecting your data—strengthen your security before it’s too late.
How to Spot a Costly Social Security Scam

How to Spot a Costly Social Security Scam

The SSA and nationwide financial fraud experts are teaming up to thwart scammers targeting the program, and to protect SSA recipients.
Here's How to Get Your Teen Investing for the Long Haul

Here's How to Get Your Teen Investing for the Long Haul

Young Americans say they’re eager to build investment experience, with 70 percent of teens aged 13-17 saying they’re “extremely interested in investing” and the sooner the better, according to a new study.
What Happens to Your Online Accounts When You Die—and How to Make Sure Your Family Isn’t Left Scrambling

What Happens to Your Online Accounts When You Die—and How to Make Sure Your Family Isn’t Left Scrambling

Without a digital legacy plan, loved ones may be locked out of online accounts, financial assets, and personal files after you die.
How to Tighten Your Belt While Spending With Joy: Financial Planner

How to Tighten Your Belt While Spending With Joy: Financial Planner

Advice on managing your household budget amid economic shifts.
Working While You’re Collecting Social Security

Working While You’re Collecting Social Security

Early Social Security claims may shrink your benefits—here’s what to know before you file.
US Retirees Need a Financial Plan, Before It's Too Late - Here's a Blueprint   

US Retirees Need a Financial Plan, Before It's Too Late - Here's a Blueprint  

Retirement financial plans that prove most resilient are developed earlier in life than most would anticipate.
Bridging the Medicare Gap: Affordable Health Insurance Strategies for Early Retirees in 2026

Bridging the Medicare Gap: Affordable Health Insurance Strategies for Early Retirees in 2026

Retiring in 2026 could mean thousands more in Medicare premiums—unless you know the right strategy.
Health Savings Accounts Are a Great Way to Use Pre-Tax Dollars for Medical Care—Here's How

Health Savings Accounts Are a Great Way to Use Pre-Tax Dollars for Medical Care—Here's How

Here are a few more facts and features on HSAs, so potential program consumers can get a better grip on what HSAs offer, and what financial risks they bring to the table.
As Social Security Trust Funds Run Dry, Here Are 3 Things to Know

As Social Security Trust Funds Run Dry, Here Are 3 Things to Know

Here are three "must know" factors about the Fund and how they impact Social Security payments going forward.
Protecting Your Purchasing Power: A 2026 Guide to TIPS Versus I-Bonds

Protecting Your Purchasing Power: A 2026 Guide to TIPS Versus I-Bonds

Inflation still threatens fixed incomes in 2026; this guide explains how TIPS and I-Bonds can help protect your purchasing power.
Use These Travel Blogger’s Tips to Protect Your Tickets Amid Uncertainty in the Aviation Industry

Use These Travel Blogger’s Tips to Protect Your Tickets Amid Uncertainty in the Aviation Industry

Airlines are raising fares and cutting flights amid higher jet fuel prices.
Looking Beyond the 4 Percent Rule: Modern Retirement-Drawdown Strategies

Looking Beyond the 4 Percent Rule: Modern Retirement-Drawdown Strategies

The 4 percent rule may be outdated—consider guardrails, buckets, or income floors to protect your retirement.
Americans Are Paying $25,000 a Year in Household Bills—and These Expenses Are the Biggest

Americans Are Paying $25,000 a Year in Household Bills—and These Expenses Are the Biggest

When it comes to handling household bills, some expenses are bigger than others. These monthly bills represent the biggest offenders. The good news? Those same bills can be minimized.
Renting May Be the Better Option Amid Cultural Shift Away From Home Ownership: Financial Planner

Renting May Be the Better Option Amid Cultural Shift Away From Home Ownership: Financial Planner

Too many young adults feel left out of the housing market. With historically high barriers to home ownership, NTD spoke with Lawrence Sprung for some timely advice.
3 Financial Realities You'll Need to Know When Taking Social Security at Age 62   

3 Financial Realities You'll Need to Know When Taking Social Security at Age 62  

There are a few realistic scenarios where taking Social Security payouts at age 62 works in your financial favor.
The Retirement Partnership: Why Couples Need a Different Plan Than Individuals

The Retirement Partnership: Why Couples Need a Different Plan Than Individuals

Strategic retirement income planning for couples.
3 Smart Savings Moves to Make With Your Tax Refund   

3 Smart Savings Moves to Make With Your Tax Refund  

People often make a big mistake with their income tax refund, but do not look at the money strategically.
The 70/20/10 Defense: A ‘Bare-Bones’ Budget Template for 2026 Economic Volatility

The 70/20/10 Defense: A ‘Bare-Bones’ Budget Template for 2026 Economic Volatility

A budget strategy for times of economic turbulence.
Consumers Often Not Blowing Their Budget, but Losing Track of It: Analyst

Consumers Often Not Blowing Their Budget, but Losing Track of It: Analyst

Lawrence Sprung, the founder of Mitlin Financial, offers actionable tips for cleaning up their financial messes.