Personal Finance
With Starter Home Availability Up, Here's How to Accelerate Your First Mortgage Savings Plan
Home financing experts advise taking these steps.

3 Key Moves Married Couples Need to Manage Before Taking Social Security
Married couples can make a costly mistake by not understanding Social Security spousal benefits—especially in retirement, when every dollar counts.

How to Lend Your Child Money for a Home Purchase Without Creating a Tax Problem
What are the IRS rules for a family loan toward a home purchase down payment?

Millions of Social Security Recipients to See Payments Land Sept. 3
The earliest September payments go to two distinct sets of recipients.
The Gold Tax Surprise: When Gold Profits Get Taxed at 28 Percent
How much tax do you pay when you sell gold coins or a gold ETF?
The Widow’s Penalty Nobody Plans For
Losing a spouse can also mean facing a higher tax bill, even with less income.
Iterative Pre- and Post-Retirement Spending Plan Can Help Maximize Savings for the Long Term: Analyst
To separate rational from irrational spending and help you live your best life in those later years, NTD speaks with Lawrence Sprung.
How to Avoid a Social Security Cut? Lawmakers Weigh Plans to Keep Benefits Whole
Lawmakers are pursuing bipartisan processes, investment funds and payroll tax changes as trustees warn full retirement benefits could end in 2032 absent action from Congress.
2027 Social Security COLA Update Nears: Mark This Date
The Bureau of Labor Statistics will release the September Consumer Price Index report at 8:30 a.m. EDT on Oct. 14.
Why the Years Before 73 Matter So Much for Retirees
Smart tax moves before RMDs begin can help reduce future taxes and let you keep more of your retirement savings.
3 Good Reasons to Take Social Security at Full Retirement Age
When choosing between retirement ages, the most common mistakes usually come from not looking at the full financial picture.
With Credit Card Debt Skyrocketing, Here Are 3 Effective Ways to Work With Card Providers and Cut Plastic Debt
Credit card companies are more than willing to work things out and aid consumers in cutting card debt.
Claimed Too Early? A Social Security Do-Over Most People Miss
If you've claimed Social Security early, you may still have options to boost your future benefits.
Family Values Should Be Part of Your Talks About Inheritance Plans: Expert
Trillions of dollars are expected to pass from older Americans to younger generations over the next two decades.
Trump Accounts Are Now Open: What Parents and Grandparents Need to Know Before Contributing
Who qualifies for the $1,000 seed money, and how do you claim it for your child?
Team Leadership: Effective Ways to Set Structure, Goals
Entrepreneur, speaker, and bestselling author Amy Summers discusses setting structure and goals for employees.
Maintaining a ‘Move-In-Ready’ Appearance Gives Buyers Confidence a Property Has Been Well Maintained: Real Estate Adviser
Devyn Kern, real estate adviser with the Kantha Team at SERHANT, joins NTD to share tips on affordable home upgrades that can pay off at resale.
Another Round of Social Security Payments Arrives This Week
The latest distribution comes as recipients await a final decision on the 2027 cost-of-living adjustment and the program completes its decades-long increase in full retirement age.
3 Ways the New Social Security 2100 Bill Will Impact US Seniors
Legislative experts say the legislation is a tough sell in Congress, but could be a good starting point for serious Social Security reform.
IRMAA and the Medicare Surcharge Trap: How It Happens and How to Appeal
An income-related monthly adjustment amount surcharge can raise your Medicare premiums, but some increases can be appealed.
With Starter Home Availability Up, Here's How to Accelerate Your First Mortgage Savings Plan
Home financing experts advise taking these steps.
3 Key Moves Married Couples Need to Manage Before Taking Social Security
Married couples can make a costly mistake by not understanding Social Security spousal benefits—especially in retirement, when every dollar counts.
How to Lend Your Child Money for a Home Purchase Without Creating a Tax Problem
What are the IRS rules for a family loan toward a home purchase down payment?
Millions of Social Security Recipients to See Payments Land Sept. 3
The earliest September payments go to two distinct sets of recipients.
The Gold Tax Surprise: When Gold Profits Get Taxed at 28 Percent
How much tax do you pay when you sell gold coins or a gold ETF?
The Widow’s Penalty Nobody Plans For
Losing a spouse can also mean facing a higher tax bill, even with less income.
Iterative Pre- and Post-Retirement Spending Plan Can Help Maximize Savings for the Long Term: Analyst
To separate rational from irrational spending and help you live your best life in those later years, NTD speaks with Lawrence Sprung.
How to Avoid a Social Security Cut? Lawmakers Weigh Plans to Keep Benefits Whole
Lawmakers are pursuing bipartisan processes, investment funds and payroll tax changes as trustees warn full retirement benefits could end in 2032 absent action from Congress.
2027 Social Security COLA Update Nears: Mark This Date
The Bureau of Labor Statistics will release the September Consumer Price Index report at 8:30 a.m. EDT on Oct. 14.
Why the Years Before 73 Matter So Much for Retirees
Smart tax moves before RMDs begin can help reduce future taxes and let you keep more of your retirement savings.
3 Good Reasons to Take Social Security at Full Retirement Age
When choosing between retirement ages, the most common mistakes usually come from not looking at the full financial picture.
With Credit Card Debt Skyrocketing, Here Are 3 Effective Ways to Work With Card Providers and Cut Plastic Debt
Credit card companies are more than willing to work things out and aid consumers in cutting card debt.
Claimed Too Early? A Social Security Do-Over Most People Miss
If you've claimed Social Security early, you may still have options to boost your future benefits.
Family Values Should Be Part of Your Talks About Inheritance Plans: Expert
Trillions of dollars are expected to pass from older Americans to younger generations over the next two decades.
Trump Accounts Are Now Open: What Parents and Grandparents Need to Know Before Contributing
Who qualifies for the $1,000 seed money, and how do you claim it for your child?
Team Leadership: Effective Ways to Set Structure, Goals
Entrepreneur, speaker, and bestselling author Amy Summers discusses setting structure and goals for employees.
Maintaining a ‘Move-In-Ready’ Appearance Gives Buyers Confidence a Property Has Been Well Maintained: Real Estate Adviser
Devyn Kern, real estate adviser with the Kantha Team at SERHANT, joins NTD to share tips on affordable home upgrades that can pay off at resale.
Another Round of Social Security Payments Arrives This Week
The latest distribution comes as recipients await a final decision on the 2027 cost-of-living adjustment and the program completes its decades-long increase in full retirement age.
3 Ways the New Social Security 2100 Bill Will Impact US Seniors
Legislative experts say the legislation is a tough sell in Congress, but could be a good starting point for serious Social Security reform.
IRMAA and the Medicare Surcharge Trap: How It Happens and How to Appeal
An income-related monthly adjustment amount surcharge can raise your Medicare premiums, but some increases can be appealed.
















