The U.S. Treasury Department said Thursday that individuals and corporations will be allowed to donate shares of publicly traded stock to Trump Accounts, the government-backed investment vehicles for newborns and young children founded under President Donald Trump’s One Big Beautiful Bill Act.
Contributors can transfer publicly traded shares to the Treasury, which will then send the stock to eligible Trump Accounts “consistent with the donor’s instructions, applicable law, and Treasury guidance,” the department said.
“Today’s announcement makes it easier for philanthropists to help American children build long-term financial security,” Treasury Secretary Scott Bessent said in a statement. “By accepting contributions of publicly traded stock, Treasury is creating a practical pathway for large-scale private giving to support the next generation.”
The funds increase tax-deferred and come with fewer restrictions on use than many other savings or education plans, albeit with less favorable tax treatment. Earnings are generally not taxed until the account holder turns 18, though states such as California have opted not to defer taxes on the accounts.
The Treasury outlined on Wednesday the available investments. All contributions at first go into a default low-cost index fund, the State Street SPDR Portfolio S&P 500 ETF.
Additional options include other S&P 500 and broad total U.S. stock market exchange-traded funds from Vanguard and iShares. These offer diversified exposure to American equities at low costs.
Donating stock directly through the Treasury is a distinct feature, creating a structured route for private parties to contribute equity holdings instead of cash.
The program is available to U.S. citizen children with Social Security numbers. The $1,000 federal contribution is limited to those born in the 2025–2028 window, but accounts can be opened for children under 18.